1. High Loan Amount

   • Avail loan amounts up to ₹50 lakh or more, depending on eligibility.

2. Flexible Tenure

   • Repayment periods ranging from 12 to 84 months for convenient EMI options.

3. Attractive Interest Rates

   • Competitive interest rates tailored to suit professionals' financial stability.

4. Minimal Documentation

   • Hassle-free application with simple documentation requirements.

5. Quick Disbursal

   • Fast processing and loan disbursement to address urgent financial needs.

6. Collateral-Free Options

   • Unsecured loan options available, eliminating the need for pledging assets.

7. Dedicated Loan Products

   • Loans designed specifically for purposes like office expansion, equipment purchase, or working capital.

8. Online Application

   • Seamless online application process with instant eligibility checks.

9. Top-Up Facility

   • Additional funds available through top-up loans for existing borrowers.

10. Tax Benefits

• Potential tax deductions on interest paid under specific conditions (consult a tax advisor).

11. Customizable Repayment Plans

• Flexibility to choose repayment structures like step-up or step-down EMIs.

12. Exclusive Benefits for CAs

• Tailored benefits such as reduced processing fees or pre-approved offers.

1. Tailored for Doctors

   1. Specifically designed to meet the unique financial needs of Chartered Accountants.

2. No Collateral Required

   1. Enjoy access to funds without pledging assets, ensuring financial flexibility.

3. Quick Access to Funds

   1. Fast processing and disbursal, enabling immediate use of funds for professional needs.

4. Enhances Business Growth

   1. Use the loan for office expansion, hiring staff, upgrading technology, or improving services.

5. Flexible Repayment Options

   1. Choose repayment plans that suit your income flow, ensuring better financial management.

6. Tax Efficiency

   1. Interest payments on certain professional loans may qualify for tax benefits, reducing the effective cost.

7. Improves Cash Flow

   1. Helps manage working capital and ensures smooth business operations without liquidity constraints.

8. Boosts Professional Image

   1. Investments in office infrastructure and services improve credibility and client perception.

9. Support for Diverse Needs

   1. Suitable for a variety of purposes, including debt consolidation, purchasing equipment, or funding new ventures.

10. Minimal Hassle

• Simple application process with reduced paperwork saves time and effort.

11. Exclusive Offers

• Special privileges like lower interest rates or pre-approved loans for CAs enhance the value proposition.

12. Strengthens Credit Profile

• Timely repayment of professional loans helps build and maintain a strong credit score.

To qualify for a professional loan as a doctor, the following eligibility requirements generally apply:

1. Professional Qualification

   • The applicant must have a valid medical degree (e.g., MBBS, BDS, BAMS, BHMS, MD, MS, MDS) and be registered with the Medical Council of India (MCI) or a recognized state medical council.

2. Age Criteria

   • Minimum age: 21 years.

   • Maximum age: 65 years (at the time of loan maturity).

3. Work Experience

   • Self-Employed Doctors: A minimum of 1-2 years of independent practice.

   • Salaried Doctors: Stable employment in a recognized hospital, clinic, or healthcare organization.

4. Clinic or Business Stability

   • For self-employed doctors, a minimum of 1 year of consistent practice or operation is typically required.

5. Income Requirements

   • Proof of sufficient and stable income to ensure repayment capacity.

6. Credit Score

   • A good credit score (generally 700 or above) to reflect financial responsibility.

7. Residency Status

   • The applicant must be an Indian resident.

8. Existing Liabilities

   • The applicant’s debt-to-income ratio should be within acceptable limits to ensure financial feasibility for the new loan.